Datasinc

Innovation introduced in 2022

Institutions that have implemented the product/service: Bank of Italy, Credit Agricole

MSMEs served: Italy

Challenges

Lack of available data in Italy, makes the EPC estimates extremly hard without building a database of all Italian cadastral data. All other attempts for this estimate have limited reliability

Primary target

Which group does your product/service primarily target?
Insurance SMEs
Credit Guarantees SMEs
Risk Management SMEs

Description of Innovation

The product is an application programming interface (API) available to any bank which privides a real time assessment on the EPC of any italian building in order, for the loan manager, to grant a subsidised mortgage to a "green" SME
Machine learning algorithm able to estimate energy consumption (EPC) of any building using market and casadtral data. This would help intermediaries to support "green" SMEs without an EPC.
Machine learning algorithm able to estimate energy consumption (EPC) of any building using market and casadtral data. This would help intermediaries to support "green" SMEs without an EPC.

Results

N. A.